Professional & Executive Banker Job at Valley Bank, Montgomery County, AL

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  • Valley Bank
  • Montgomery County, AL

Job Description

Job Summary: We are seeking a highly qualified candidate with over 5 years of in-market experience to target high net worth individuals and professional practices, such as legal and medical sectors. This pivotal role will collaborate closely with Wealth Management/Private Bankers to devise a comprehensive financial strategy.

Key Responsibilities:

  • Maintain and service assigned portfolios, ensuring customer satisfaction and cross-selling other bank products.
  • Keep close contact with customers to anticipate and follow up on additional financing needs.
  • Monitor credit quality and report any significant changes.
  • Negotiate and structure credit facilities in line with the bank’s credit policies and lending practices.
  • Prepare and present credit packages for approval.
  • Attend loan closings to guarantee proper execution.
  • Manage customer transactions, including advances, payments, and wire transfers.
  • Maintain current financial information for all clients, ensuring proper analysis and documentation.
  • Develop a prospective customer list and follow up to generate new business.
  • Solicit new business opportunities and meet sales goals.

Required Skills:

  • Proficient in credit underwriting, basic accounting, and loan documentation.
  • Strong computer skills with proficiency in Microsoft Word, Excel, and Outlook.
  • Excellent interpersonal skills to interact with customers and prospective clients.
  • Effective time management and mathematical skills.
  • Proven ability to sell, negotiate, and achieve sales targets.
  • Strong credit and administrative capabilities.
  • Competent in report writing and business correspondence.
  • Skilled in presenting information and responding to queries

Required Experience:

  • A High School Diploma with a minimum of 10 years of related experience, or a Bachelor’s Degree in a related field with equivalent experience.
  • Active community and/or industry involvement within the territory.
  • A Bachelor’s Degree with over 10 years of related experience is preferred.

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